Cookie Policy
Last Updated: January 2025
At xerafionlo, we believe in straight talk about how we handle your information. This policy explains what tracking technologies we use on xerafionlo.com and why they matter for your experience with our digital budgeting platform.
We're not here to hide behind legal jargon. You deserve to know exactly what's happening when you visit our site and how you can control it.
What Are Cookies Anyway?
Think of cookies as tiny notes your browser keeps. When you visit our site, we might store small text files on your device. They help us remember things about you – like your preferences or whether you're logged in.
Some of these notes stick around for years. Others disappear the moment you close your browser. It really depends on what job they're doing.
We also use similar technologies – pixels, web beacons, local storage. They all serve the same basic purpose: making your experience smoother and helping us understand how people use our budgeting tools.
The Types We Use
Not all tracking tech serves the same purpose. Here's how we categorize what we use on xerafionlo.com:
Essential Ones
These keep the site working. Without them, you can't log in, save your budget data, or move between pages securely. They're not optional if you want to use our platform.
Functional Tools
These remember your choices – like your preferred currency display or notification settings. They make xerafionlo work the way you want it to work.
Analytics Tech
We track how people navigate our site. Which features get used most? Where do people get stuck? This helps us fix problems and build better budgeting tools.
Marketing Elements
These track whether our ads are actually useful. If you clicked an ad about budget tracking, we'd rather not show you the same ad again next week.
What We're Actually Tracking
Let's get specific. Here's what different tracking technologies help us do:
Security and Authentication
- Keeping you logged into your account as you move around the site
- Detecting suspicious login attempts or unusual activity
- Preventing unauthorized access to your financial data
- Managing session timeouts for your protection
Site Performance
- Loading your personalized dashboard quickly
- Remembering your display preferences and settings
- Reducing server load by caching certain elements
- Identifying technical errors before they affect many users
User Experience Improvements
- Understanding which budgeting features people find most helpful
- Spotting where users get confused or abandon tasks
- Testing new interface designs with small user groups
- Measuring how long features take to load on different devices
We don't sell your browsing data to third parties. We don't share it with advertisers for targeting outside our own services. The information we collect stays within our systems and serves one purpose: making xerafionlo better for people managing their finances.
How Long We Keep Them
Different tracking elements have different lifespans. Session cookies vanish when you close your browser – usually within a few hours. Persistent cookies might stick around for months or even a couple of years.
Our General Approach
Essential security cookies last for your entire session. Preference cookies might last up to 12 months so you don't have to reset everything constantly. Analytics cookies typically expire after 24 months, though we often clear them sooner during platform updates.
You can clear all cookies manually through your browser settings anytime. Just know that doing so means you'll need to log in again and reset your preferences from scratch.
Taking Control
You're not powerless here. Browsers give you plenty of control over what tracking technologies you accept.
Browser Settings
Every major browser lets you block cookies entirely, delete existing ones, or get notified whenever a site wants to set one. The exact steps vary, but the options are always there.
Fair warning: if you block essential cookies, parts of xerafionlo won't work. You won't be able to log in or save budget data. Functional and analytics cookies are less critical – the site will work without them, but your experience might be less personalized.
Mobile Devices
Phones and tablets have their own privacy settings. iOS lets you limit tracking through Settings → Privacy → Tracking. Android offers similar controls under Settings → Privacy → Ads.
Third-Party Services
We work with a few external services that use their own tracking tech. Analytics providers help us understand site usage. Payment processors need to track transaction data securely. These partners operate under their own privacy policies, though we only work with companies that meet our data protection standards.
When you interact with embedded content or external links, those third parties might set their own cookies. We don't control those, and their policies apply instead of ours.
Updates to This Policy
We'll update this policy when our tracking practices change. Maybe we'll add a new analytics tool. Maybe we'll phase out an old one. Whatever changes, we'll update the "Last Updated" date at the top and notify active users through our dashboard.
Checking back here occasionally isn't a bad idea if you want to stay informed about how we handle tracking tech.
Questions About Our Cookie Use?
If something in this policy doesn't make sense, or you want more details about specific tracking technologies we use, get in touch.
Email us at info@xerafionlo.com
Write to us at Canonbury Business Centre, 190A New N Rd, London N1 7BJ, United Kingdom
Call us on +44 7743 376690